Personal Line of Credit

Extra money when you want it . . . with a Personal Line of Credit you can write your own loan, up to a pre-approved loan limit, simply by writing a check. (Regardless of your checking account balance.)

A Personal Line of Credit also protects against embarrassing overdrafts (and expensive overdraft fees) by automatically transferring cash to your checking account when checks written exceed your balance (up to the amount of your pre-approved limit).

When you write a check on your checking account and your balance is less than the amount of the check, funds will automatically be transferred to your checking account in increments of $100 up to the amount of your pre-approved reserve limit.

Repaying your Personal Line of Credit is easy. On the date your checking account statement is prepared, a monthly payment will be automatically deducted from your account balance. The payment amount includes payment of principal and interest and will be shown on your statement. (DETAILED INTEREST AND PAYMENT INFORMATION IS DISCLOSED ON THE APPLICATION.)

*National Exchange Bank & Trust extends credit to applicants that meet our credit criteria primarily in Fond du Lac, Sheboygan, Dodge, Columbia, Washington, Waushara, Green Lake and Marquette Counties in the state of Wisconsin in the United States of America.