Privacy Policy

National Exchange Bank & Trust is committed to providing you with the best service possible and respects your right to privacy. Our goal is to protect your information in all the ways that we interact with you: in our offices, at ATMs, via the telephone, via the Exchange Line, via the Exchange OnLine and our Web site.

This statement describes how we keep consumer information private. Our practices for commercial transactions, corporations, trusts, organizations and their employees reflect the same concern for privacy; however, commercial privacy issues are not necessarily the same as those outlined in this statement.

Collection and Use of Personal Information
National Exchange Bank & Trust collects, retains and uses information about our customers only to enable us to conduct our business and to provide products, services and other opportunities to you. If you do provide us with nonpublic personal information we will not disclose (share, sell or divulge) it to non-affiliated third parties or our affiliates unless:

• it is necessary for completing applications, transactions and transfers authorized by you
• to verify the existence and condition of your account for a non-affiliated third party, such as a credit bureau or merchant
• to comply with a government agency or court order or with the request of a federal regulation
• you request or authorize that the information be revealed
• the disclosure is otherwise lawfully permitted or required
• The bank requires all non-affiliated third parties with a business need to access this information to adhere to similar and equally stringent privacy policies.

You can browse our Web site without giving us any personal information about yourself. Whenever you browse our site, certain information about you is recorded by our National Exchange Bank & Trust servers. This information is used primarily to provide an enhanced online experience. Information tracked may include, but is not limited to, the type of operating system in use (e.g. Macintosh, Windows), the domain name and the type of browser being used (e.g. Netscape, Internet Explorer, etc.). This information may be used in internal reviews of the number of visitors to the site, but only in an aggregate and non-personally-identifiable form. E-mail addresses and other personally identifiable data about visitors to this site are known only when voluntarily submitted.

Accuracy of Customer Information
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.

Security Measures to Protect Customer Information
We safeguard information according to established security standards and procedures and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.

Limitations on Employee Access to Information
Each National Exchange Bank & Trust employee is required to follow our company's "Business Ethics and Code of Conduct" which state that all customer information is considered private and privileged and is to be used solely for the purpose of providing you with the finest service available.

Customer Inquiries
National Exchange Bank & Trust recognizes and respects the privacy of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed this Privacy Policy to be made readily available to our customers. Customers who have questions about this policy or the privacy of their customer information should call us at 920.921.7700, e-mail us at bank@nebat.com or send your request to National Exchange Bank & Trust, PO Box 988, Fond du Lac, WI 54936-0988.

We reserve the right to change this policy at any time by posting a new privacy policy.